What We Offer

What We Offer

High Country Escrow offers top-quality, secure, and convenient private lender loan servicing. We understand non-traditional loans and make it easy for real estate agents and sellers to open escrow, for lenders to set up mortgage servicing, and for borrowers to pay and manage their mortgages.

We also work extensively with For Sale By Owner (FSBO) real estate transactions and can guide sellers through steps for a successful closing and/or mortgage loan servicing set-up.

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Benefits for the Lender (Seller, Owner, Private Mortgage Lender)
We partner with hundreds of private lenders and sellers who want to offer a mortgage loan and generate recurring income, without the complexity of managing monthly payments, escrow allotments, and strict compliance guidelines.

By having High Country Escrow service your loans, lenders limit engagement directly with borrowers, while providing a high-quality experience for all parties. Lenders receive timely disbursement of funds via ACH wire or paper check.

Please note that we offer comprehensive loan servicing, that is, management and maintenance of the loan. However, we do not do loan origination or funding of any kind.

Borrower / Buyer Benefits
When purchasing a home, borrowers may be hesitant to accept a seller-financed or private lender deal because they are accustomed to a formal relationship with a well-known bank. It may be uncomfortable to send monthly checks to an unknown lender for one of the biggest investments of their lives.

High Country Escrow gives buyers the confidence of knowing they have a “real” mortgage that is managed with all the security and legality of a bank or well-known lending institution. Our online mortgage servicing platform makes it easy for buyers to submit payments, and they have the peace of mind of tracking the activity on their mortgage 24 hours per day, 7 days per week.

Lender & Borrower Portal Features
  • Easy online payment processing
  • Updated mortgage balances
  • Mortgage activity dashboards for borrowers and lenders
  • Track escrow balances and payments (insurance, HOA, taxes, etc.)
  • The system ensures proper mathematical calculations
  • Lender tax forms and tracking of loan portfolios
  • Ability to request mortgage loan pay-off amounts
  • Access to downloadable monthly mortgage statements
  • Access to releases and modification

In addition, as part of our service,

  • We will issue monthly statements to borrower/lender via email
  • We will issue 1098 and 1099 statements to the borrower/lender each

High Country Escrow has managed hundreds of loans, with exceptional feedback from lenders and borrowers. If you are a Realtor or seller exploring options for owner financing or private lending, please contact the High Country Escrow team HERE or call us at (970) 264-2700!

Ready to open escrow and get started? Click HERE